We offer specialized insurance solutions designed specifically for the unique risks faced by amusement and entertainment businesses with coverage options that help safeguard your operations, mitigate financial risks, and safeguard your reputation. With decades of industry expertise, we ensure protection so you can confidently manage your business and focus on what matters most.
Accidents can happen, even in the most well-managed amusement and entertainment venues. Our General Liability Insurance provides essential protection against third-party claims for bodily injury, property damage, and personal or advertising injury. Whether it’s a guest slipping on a wet surface or an equipment malfunction causing injury, our coverage ensures that your business is safeguarded against unforeseen liabilities.
Your physical assets are the backbone of your business. Our Property Insurance covers your buildings, rides, equipment, and other structures against risks like fire, theft, vandalism, and natural disasters. We tailor our policies to meet the unique needs of amusement parks, waterparks, and family entertainment centers, ensuring that your investments are protected and your operations can resume swiftly after an incident.
For businesses that rely on movable property and equipment, our Inland Marine Insurance offers comprehensive protection. Whether you’re transporting sound systems, lighting rigs, or staging equipment, this coverage ensures that your assets are protected during transit and at temporary locations. This is particularly crucial for event organizers and touring productions who need assurance that their equipment is covered wherever they go.
Unexpected equipment failures can disrupt your operations and lead to significant financial losses. Our Equipment Breakdown Coverage protects against the sudden and accidental breakdown of machinery and equipment, including HVAC systems, electrical panels, and ride mechanisms. This coverage helps cover repair or replacement costs and can include business interruption losses, ensuring that your business can recover quickly from unforeseen equipment issues.
Navigating employment-related claims can be challenging. Our EPLI provides coverage against claims made by employees alleging discrimination, wrongful termination, harassment, and other employment-related issues. Given the seasonal nature of staffing in the amusement and entertainment sectors, EPLI is vital to protect your business from potential legal disputes and financial liabilities.
Planning an event involves significant investment and coordination. Our Special Event Insurance covers unforeseen circumstances that may lead to the cancellation, postponement, or interruption of events, such as extreme weather, natural disasters, or key performer no-shows. We offer coverage on a short-term basis for event organizers or exhibitors and on an annual basis for event planners. Additionally, we provide group coverage for vendors or exhibitors associated with specific tradeshows, conventions, fairs, or festivals.
In today’s world, preparedness for unexpected violent incidents is crucial. Our Active Shooter Insurance provides comprehensive coverage, including legal expenses, victim compensation, and crisis management services in the event of an active shooting incident on your premises. This coverage ensures that your business is protected against the financial and reputational impacts of such tragic events.
Protecting your patrons and staff is paramount. Our Sexual Abuse/Molestation Coverage offers protection against claims of sexual abuse or molestation, providing defense costs and indemnity coverage. This coverage is essential for organizations that work closely with the public, ensuring that you are prepared to handle such sensitive situations responsibly and effectively.
If your business involves the use of vehicles, our Commercial Auto Insurance provides liability and physical damage protection for vehicles owned or used by your business. Whether you’re transporting equipment, staff, or guests, this coverage ensures that your vehicles are protected against accidents, theft, and other unforeseen events.
Financial losses due to fraudulent acts can be devastating. Our Fidelity Insurance, also known as Crime Insurance, protects your business against financial losses caused by fraudulent acts such as employee theft, forgery, or embezzlement. This coverage is essential for safeguarding your business’s financial integrity.
In the event of large claims that exceed the limits of your primary liability policies, our Excess Liability Insurance provides an additional layer of protection. This coverage is particularly important in the amusement and entertainment industries, where the risk of significant liability exposures exists. With excess liability coverage, you can ensure that your business is protected against catastrophic losses.
Our D&O Insurance protects the personal assets of your company’s directors and officers in the event they are sued for alleged wrongful acts in managing the company. This coverage is crucial for organizations in the entertainment sector, where leadership decisions can have significant legal implications. By securing D&O coverage, you can attract and retain qualified leadership while safeguarding their personal assets.
Ensuring the safety and well-being of your employees is a top priority. Our Workers’ Compensation Insurance provides benefits to employees who suffer work-related injuries or illnesses, covering medical expenses and lost wages. This coverage is essential for businesses in the amusement industry, where physical labor and interaction with equipment are common. We offer tailored workers’ compensation solutions specifically designed for amusement parks and family entertainment centers.
