Have A Claim?

What is an incident?

An incident is any event that has or may result in property damage or bodily injury. Not all incidents may result in an actual claim, however, all incidents should be reported to McGowan Allied.

What do I need to do in the event of an incident?

All incidents need to be reported to McGowan Allied as soon as practicable within 24 hours of the incident. Incidents should be reported using the McGowan Allied Specialty Insurance Incident Reporting form found in this Claims Kit. Reports can be mailed, emailed claims@mcgowanallied.com or sent via fax to 440-333-3214.

What will McGowan Allied do with the incident reports you submit?

McGowan Allied will review all incident reports and determine whether they warrant the initiation of an actual claim. If so, the report along with any other supporting documentation will be provided to the insurance carrier for formal claim management. Those incidents that do not warrant claim reporting will be filed as “Incident Only” events and kept in the McGowan Allied Claim Unit and monitored for future development. McGowan Allied will not initiate any claimant contact on “Incident Only” claims.

What constitutes a Claim Emergency?

Any incident resulting in:

  • Fatality
  • Dismemberment
  • Quadriplegia/Paraplegia
  • Head Trauma
  • Severe Burns
  • Rape/Sexual Assault
  • Fractures
  • Injuries involving multiple parties in the same accident
  • Significant property damage
  • Medical transport of injured party

How to contact McGowan Allied Claims

You can contact the McGowan Allied Specialty Insurance Claim Unit 24 hours a day, 7 days a week by calling 440-895-3636. You can also reach the Claim Unit via email at claims@mcgowanallied.com. Your Producer or Account Manager is also available to assist you in a claim emergency 24/7 should you need them.

If you have any questions or concerns about a claim or our claim service please contact your McGowan Allied Account Manager!